Homeowner Associations

Many people in Fort Lauderdale and throughout South Florida are members of homeowner associations. These community groups have many benefits, but they can also be a source of financial stress. HOA dues, assessments and maintenance fees can build up and become overwhelming.

It is important to keep in mind that your homeowner association can foreclose on you just like a bank or another lender. If you are behind on your dues or assessments, it is critical that you take steps to catch up. HOAs often take aggressive steps after even one late payment. This can be intimidating and unsettling, especially because you are essentially dealing with your neighbors whom you have to see regularly.

At Nowack & Olson, our attorneys have more than 30 years of combined experience assisting clients in matters of debt relief and real estate. Let us help you take charge of your unpaid HOA fees so you can stay in your home, maintain your finances and look forward to a bright future.

Can I Discharge HOA Dues In Bankruptcy?

In many cases, it may be possible to discharge your past-due homeowner association debts in Chapter 7 or Chapter 13 bankruptcy. However, this is not always the case. The dischargeability of your debts depends on many factors, and we can help you explore your options and get back on track.

Often, you may discharge past-due payments, which can allow you to focus on staying up-to-date on current dues and assessments. Bankruptcy may also allow you to remove any lien the HOA has on your property, securing your ownership and allowing you to stay in your home with much less stress.

Contact Us For Help Keeping Your Home

Free Initial Consultations – Services En Español

Please call 888-813-4737 to speak with one of our experienced real estate lawyers and learn more about your options for dealing with your homeowner association.