Fort Lauderdale Chapter 7 Lawyers

Tired of dealing with collections agencies and the fear and anxiety they unleash on your life? Are your wages being garnished? Are you afraid for your family's financial future? You do have options for starting fresh and an experienced attorney from our Fort Lauderdale firm can answer your questions about Chapter 7 bankruptcy.

At Nowack & Olson, PLLC, our attorneys will fight aggressively for your rights as a Florida consumer and do the following:

  • Explain your rights and obligations under the Bankruptcy Code
  • Make sure you are comfortable with the process in front of you
  • Help you create a plan for rebuilding your credit rating
  • Take action to protect your home and other important assets

You Are Not Alone

There are many good people who struggle silently with financial issues. You are not a failure and you have not done something wrong. Bankruptcy laws are in place to help people who, like you, have fallen on hard times and are struggling with unmanageable debt.

Chapter 7 bankruptcy is often the first choice for people who are considering bankruptcy. There are reasons for choosing Chapter 13, but Chapter 7 is the most advantageous option for those who qualify.

How Do I Know If I Qualify For Chapter 7?

Eligibility for Chapter 7 is determined by the means test, which takes into consideration a family's median income. Learn more about the means test.

How Does Chapter 7 Work?

In a Chapter 7 bankruptcy, nonexempt assets can be liquidated in order to pay back creditors. Once the process is completed — usually lasting between three and five months — the remaining unsecured debts are discharged.

What About My Assets?

There are various exceptions that can be taken advantage of in order to protect assets such as your house, your car or your bank accounts. As your lawyers, we will listen to your situation and help you evaluate all of your options for protecting your assets within the bankruptcy process.

Are You Ready For A Fresh Start?

The process can begin today. Contact us to schedule a free, 60-minute initial consultation. Se habla español.