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Chapter 13 may prove advantageous to struggling families

Throughout Florida, many families struggle with debt and a large number have at least considered bankruptcy at one time or another. Some are deterred by the thought that it may be a lot to sort out, yet it can be simpler than a lot of people expect. Furthermore, it is a chance to escape the crippling debt that has quickly become highly detrimental to your general well-being, not to mention the happiness and security of your family.

Fortunately, there are many bankruptcy options available, and even if one form does not seem right for you, there are other types of debt relief to choose from. The one you go with will depend on a number of factors, as some forms of bankruptcy have restrictions regarding who is allowed to file.

Chapter 13 can offer a variety of advantages, allowing people to renegotiate their payment plan in order to write off debts, rather than giving up beloved assets. It is also a good choice for those that want to file for bankruptcy, but have earnings or savings above the accepted legal limit for filing for Chapter 7.

If Chapter 13 seems like the bankruptcy option for you, then you have already taken the first step toward a debt-free future. However, even if you are still undecided, our page on debt management solutions may help you figure out which path to take. An attorney may also be able to answer some of your questions and support you through the legal processes. With this guidance, you can file your claim with increased confidence and look toward a happy and more financially stable future

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