All bankruptcy attorneys are not created equal. Schedule A Free Case Evaluation
Nowack & Olson, PLLC
Let’s do this together.
Speak with one of our professionals.
888-813-4737

What to expect if you are facing wage garnishment pt. 2

In our last post, we discussed what people can expect if their wages are garnished to pay off debts. In that post, we discussed the process and protections of wage garnishment as well as the fact that your employer will know about your money problems. We want to also note that it can often affect other relationships, including the ones you have with your spouse, children and other dependents.

In this post, we will look at some ways you can stop your wages from being garnished or avoid that drastic measure altogether.

In order to avoid wage garnishment, it will be necessary to address your debt before creditors decide to take legal action. You can do this by working with your creditors to find a temporary repayment plan. You can also seek the help of a financial counselor who can help you establish a budget that allows you to continue to pay off debt.

If these options are not possible or were not effective, it may be wise to consider filing for bankruptcy protection. In accordance with federal bankruptcy laws, actions including wage garnishment, foreclosure and other collection efforts must stop once a person has filed for bankruptcy.

As we have mentioned in previous posts, Chapter 13 bankruptcy is often a good option for people who are working and earning a wage. This option allows people to develop a plan to prioritize and repay creditors. If you have wages to garnish or if they are already being garnished, you may want to consider Chapter 13 bankruptcy.

Waiting too long to take any action can only make matters worse and people can just keep digging themselves deeper and deeper into a financial hole. Whether you want to pursue bankruptcy or seek alternative debt relief solutions to avoid wage garnishment, discussing the situation with a bankruptcy attorney sooner rather than later can be crucial.

No Comments

Leave a comment
Comment Information

We take your situation as seriously as you do.

Start with a Free Case Evaluation

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

What Our Clients Say:

Back
  • "Maria please let Attorney Olson know how pleased I am with the results of my home loan modification with Bank of America. I am so grateful for all of their hard work, especially since my house was a gift from my parents, I prayed not to lose it to foreclosure....."

    Cassandra M.
  • "We received last Friday our bankruptcy discharged letter for the trustee.
    We want to thank you very much for your services in our bankruptcy file.
    We are very pleased and happy with your service, you are so professional, courteous, organized and fast.

    We will recommend you every time we can.
    God Bless You!"

    Yazmin & Ricardo D.
  • "MY EXPERIENCE WITH MITCH AND CHRIS AND U WERE JUST A GREAT EXPERIENCE I WANTED TO GIVE UP PRIOR TO U GUYS.. DON'T WANT TO FORGET ABOUT LEO, HE'S ALSO GREAT PERSON..COMMUNICATE REALLY GREAT WITH ME,,ACTUALLY ALL OF U ....I CAN EMAIL OR CALL .U ALL ALWAYS REPLY TO ME....."

    Tonya C.
  • "I was very pleased with work of Nowack & Olson, and way you guide me through all process of bankruptcy and loan modification. I received good care and was informed on every step of it. Thank You very much. You save my life!"

    Kasia D.
  • "Just wanted to thank you again for helping my wife and family through a tough time. We are finally starting to get back on our feet and building back our nest egg. We have stabilized our income again, and see the light at the end of the tunnel. I remember one of your tag lines was helping good people through bad times... That always rang true with us....."

    Peter R.
  • "After a rather distasteful experience with a Foreclosure Attorney I was apprehensive to say the least to hire an Attorney to handle our Bankruptcy. After some internet searches and research I found Christian Olsen, and after our initial consultation my wife and I retained his services....."

    Bobby and Tanya
  • "I am a teacher who reaped the rewards of a profitable side business until shortly after the recession. I struggled to keep my business afloat until I finally threw in the towel. Between personal and business debt, I was suffocating in bills....."

    Richard C.
Read More Testimonials

Privacy Policy | Business Development Solutions by FindLaw, a Thomson Reuters business.