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Monthly Archives: November 2019

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Colleges that Have Gone Bankrupt or Closed

By Nowack & Olson, PLLC |

A little-known trend has gathered steam recently—colleges have declared bankruptcy. At a time when most of the public is concerned about the high cost of student loan debt, the colleges and universities that have been prime beneficiaries of that debt have struggled with declining enrollments. One reason? The millennial generation has finally worked its… Read More »

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Tackling Your Debt? Avoid these Mistakes

By Nowack & Olson, PLLC |

It is never too soon to start chipping away at your debt. The more debt you can pay off, the better your credit will be. Also, the amount you spend on debt service each month should fall, especially if you can contribute extra money each month to the debt principal. However, there are certain… Read More »

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Should You File for Bankruptcy & Divorce?

By Nowack & Olson, PLLC |

Marriage is more than a spiritual or romantic union. It is also a financial one. Unless a couple has been married for only a short time, there is a good chance they own property together. They also probably share debts, which could include a home mortgage or a joint credit card. Bankruptcy and divorce… Read More »

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When Can Wages Be Garnished?

By Nowack & Olson, PLLC |

Creditors use wage garnishment to get paid. Essentially, a creditor obtains a court order which is sent to the debtor’s employer. The order instructs the employer to withhold money from the employee’s paycheck and then send it to the creditor. Not all debts are treated the same in Florida. However, if you owe someone… Read More »

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Getting Your First Credit Card

By Nowack & Olson, PLLC |

Building credit history isn’t easy. To get a credit card, you need a decent credit history. But how do you build that history if you don’t have a credit card? This Catch-22 might make it seem impossible to ever begin building credit. But there are steps that consumers can take. Maybe you are a… Read More »

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