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Monthly Archives: August 2021

BankruptcyFraud

Understanding The Types Of Bankruptcy Fraud

By Nowack & Olson, PLLC |

The bankruptcy system is designed to give an individual or company a chance to start over financially. While there are trade-offs for filing for bankruptcy as with anything else, the reality is that some debtors would simply never be able to dig their way out of debt otherwise. Bankruptcy enables a borrower to discharge… Read More »

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Does Bankruptcy Stop Wage Garnishments?

By Nowack & Olson, PLLC |

Most of us work because we have to in order to earn a living to support ourselves and our families. There is nothing more frustrating than working your entire pay period only to see your paycheck be short changed due to a wage garnishment, no matter how much debt you may know you’re in…. Read More »

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Credit Cards Vs. Debit Cards

By Nowack & Olson, PLLC |

Instead of cash, most of us rely on small pieces of plastic these days in order to pay for the items and services that we need on a day-to-day basis. Available in a wide variety of colors and patterns (and even in digital wallet versions!), plastic cards have all but replaced the checkbooks that… Read More »

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Can Your Bankruptcy Discharge Be Revoked?

By Nowack & Olson, PLLC |

Bankruptcy is often the best option to wipe out debt and start over financially, but that doesn’t negate the fact that the process can be time-consuming and take a toll emotionally. Borrowers who are going through the bankruptcy process understandably look forward to the day they receive a bankruptcy discharge. After all, a discharge… Read More »

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Bankruptcy21

Issues That Can Impact Your Bankruptcy Case

By Nowack & Olson, PLLC |

The protections of bankruptcy can be a welcome source of relief for anyone who is facing insurmountable debts. Between the possibility of debts being eliminated or restructured and the automatic stay that goes into effect and prohibits creditors from going forward with certain actions against debtors, the perks of bankruptcy are numerous. But unfortunately,… Read More »

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Smart Credit Card Habits To Adopt After Bankruptcy

By Nowack & Olson, PLLC |

Using credit cards after bankruptcy can seem like a counterintuitive action for many people. After all, the bankruptcy process comes with many potential long-term benefits, but also means years of dealing with credit-related challenges and not being the most attractive candidate to credit card issuers. It can be strange to realize that this has… Read More »

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BankLaw

Can Bankruptcy Eliminate A Personal Injury Judgment from A DUI Or DWI?

By Nowack & Olson, PLLC |

We have all made a mistake or two in our lifetime. For some of us, those mistakes unfortunately resulted in a conviction related to driving while under the influence of drugs and/or alcohol which continues to be a huge issue in this country. And while the concept of bankruptcy may seem to be completely… Read More »

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CreditorCall

Common Questions About Creditor Phone Calls

By Nowack & Olson, PLLC |

No one deserves to be bombarded with harassing phone calls from creditors no matter how much debt they happen to be in. But with the technology in place these days and the fact that many of us are attached to our cell phones, creditors can unfortunately reach you just about anywhere and at any… Read More »

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GroceryBill

Tips For Cutting Your Grocery Bill – And Why It Matters In The Context Of Bankruptcy

By Nowack & Olson, PLLC |

Options like bankruptcy can help you get your finances back on track if you have incurred debts that have become overwhelming. However, it is always more ideal if you can get things more stable without having to go through the entire bankruptcy process. And even if you have found yourself on the other side… Read More »

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3 Common Negative Thoughts About Your Bankruptcy To Let Go Of Today

By Nowack & Olson, PLLC |

Some borrowers who are struggling under a mounting burden of debt do not realize that they have options that could allow them to restructure debt or get rid of it altogether. And even if the benefits of filing for bankruptcy are already clear to you, that doesn’t mean that proceeding is always easy even… Read More »

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