How To Become Debt-Free In Florida

When you are struggling to pay your debts, it is easy to feel isolated, ashamed and alone. You may not realize that millions of people are in the same situation. You are not alone. Find relief and start breathing easy today by learning about your options from an experienced bankruptcy lawyer.

At the law firm of Nowack & Olson, with offices in Miami, Fort Lauderdale, Boca Raton and Jupiter, we have helped thousands of people regain control of their finances and find relief under the Bankruptcy Code. Call us at 888-813-4737 to get started on your new, debt-free life. Hablamos español.

Don't fall for the too-good-to-be-true promises of a debt relief agency. They often leave their customers in a worse situation than when they started. Learn about better options in a relaxed atmosphere with an experienced lawyer, and start breathing easier right away.

What Type Of Bankruptcy Is Right For Me?

Bankruptcy exists because people have a right to overcome their financial challenges and get a fresh start. When bad things happen to good people — such as a divorce, medical emergency or job loss — bankruptcy offers a path to financial solvency and success.

There are many different chapters under the Bankruptcy Code, and each type of bankruptcy is unique.

  • Chapter 13: Chapter 13, also called "wage earner's bankruptcy," involves creating a plan to repay specified debts over several years. At the end, the remaining debt is erased. This is often the best option for many individuals and families in Florida.
  • Chapter 7: Chapter 7 bankruptcy involves selling or "liquidating" your assets to pay off whatever debt possible, then discharging (or "wiping out") the rest of your unsecured debts so you can start fresh. There are limits to who may qualify for this option.
  • Chapter 11: Chapter 11 is typically reserved for small and family-owned businesses. While this type of bankruptcy can allow some businesses to continue operating, another form of bankruptcy may be a better option.

Regardless of which chapter applies to you, you can be certain of one thing. The experienced bankruptcy lawyers of Nowack & Olson are on your side. We will work with you and your creditors in an effective and efficient way so that we can resolve your bankruptcy matter and get you back on track.

Learn About Your Options And Start Breathing Easy

From our offices in Miami, Ft. Lauderdale (Plantation), Boca Raton and Jupiter, we serve people throughout South Florida, including the Palm Beach area. To arrange a free consultation with one of our trusted bankruptcy attorneys, please fill out our contact form or call 888-813-4737.