Reduce Your Debts With A Chapter 13 Reorganization

Do you have a good income, but find yourself struggling to keep on top of tax payments, child support or alimony? Are you currently underwater on your mortgage or struggling to make payments on a second mortgage? Chapter 13 bankruptcy may be able to provide you with the relief and protection you need.

At the Florida law firm of Nowack & Olson, PLLC, our attorneys know what you are facing. We have been handling bankruptcy and debt consolidation issues for clients in Florida for more than 20 years. We will help you put an end to creditor harassment and the other stresses caused by debt.

Don't fall for the too-good-to-be-true promises of a debt relief agency. Learn how to pay your debts without paying lots of extra fees and interest. Se habla español.

How Does Chapter 13 Reorganization Work?

Filing for Chapter 13 bankruptcy allows you to create a three- to five-year debt repayment plan. This plan allows you to stabilize your financial situation, eliminate your debts and keep your assets, including your home and car. It may be your best option if you are behind on a mortgage and want to keep your home.

How Is A Reorganization Different Than Chapter 7 Bankruptcy?

Chapter 7 bankruptcy erases certain debts. Chapter 13 bankruptcy is a great option for those who have too much income to qualify for Chapter 7. Chapter 13 allows you to:

  • Reduce and pay off outstanding debts
  • Reduce the amount you owe on your property and vehicles
  • Create a more manageable monthly payment
  • Start your life anew at the end of the repayment period

Filing for either form of bankruptcy will put a stop to calls from collections agencies and bar attempts to garnish your wages. Each also provides options for discharging unsecured debt such as credit card debt.

Find Out Today If Chapter 13 Is Right For You

As your lawyer, we will make sure you understand all of the pros and cons of filing for Chapter 13. Our goal is to provide you with all of the information you need to make an informed decision that is right for you and your family.

With office locations in Fort Lauderdale, Miami, Boca Raton and Jupiter, you are never far from an experienced debt reduction lawyer.

Start Breathing Easier Now

The road to your more stable financial future can begin today. Contact us online or call us at 305-698-2265 or 888-813-4737 toll free for a free, 60-minute consultation with a Chapter 13 attorney.