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Nowack & Olson, PLLC Florida Bankruptcy Lawyer
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Bankruptcy and your new job application

Miami residents who have gone through Chapter 13 bankruptcy may want to consider how the filing could impact their future career aspirations. Thoughts expressed by at least one personal money management expert indicate that honesty might really be the best policy for individuals who are looking for a new job after previously filing for bankruptcy.

The advisor suggests that attempting to hide the bankruptcy during the job application process could potentially cause problems with prospective employers. He also points out that it is reasonable for a business to weigh a job applicant’s financial history during their analysis of whether the candidate is a good fit for the position. If questions about the bankruptcy arise, honest answers coupled with a willingness to address the situation head-on could be indicative of an applicant’s willingness to learn from past mistakes. In such cases, a bankruptcy may not necessarily impact the applicant’s prospects.

There are some caveats, however. According to the financial advisor, the applicant could be seen as a poor risk for a job that involves access to large sums of money. A position that requires bonding may also not be an option for an individual who has filed Chapter 13 as the bankruptcy could prevent that person from being bonded.

Miami residents who want to make a fresh start may find it beneficial to seek counsel regarding the pros and cons of filing Chapter 13. a lawyer who is familiar with the complexities of bankruptcy law could explain the effects that filing might have on a client’s present and future prospects.

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