Author Archives: Site Administrator
3 ways creditors violate your rights as a consumer
We have often discussed the significant emotional toll debt can take on people all across Fort Lauderdale. It can undoubtedly be scary and stressful, putting enormous pressure on people and their relationships. To make matter worse, there are debt collectors who will sink to some very aggressive and potentially unlawful measures to try and… Read More »
Is bankruptcy right for me?
There is no easy way to answer the question posed in this headline. Every situation is different and every person has different financial needs and goals that must be considered prior to making any significant decision about debt. However, there are some situations in which bankruptcy is an option that should certainly be explored…. Read More »
Facing foreclosure? The clock is ticking
The threat of losing a home in foreclosure is something that homeowners all across Florida have faced in recent years. On top of the many other financial issues that often come with foreclosure, the chance that you could lose your home can be enough to overwhelm any person. Too many people in this situation… Read More »
Struggling with debt? You don’t have to struggle alone
One of the things people often say after reaching out for help on complicated issues is that they wish they had done so earlier. But asking for help can be a very difficult thing to do, particularly when you are struggling with an issue you find embarrassing or shameful. This is the stigma that… Read More »
Does student debt mean you are stuck in debt crisis?
Reports about the debilitating reality of student can be disheartening for the many men and women who have taken out loans to pay their ways through college. A recent CBS News report declares that the average student debt that people carry not only is a current, day-to-day stress, but it could even force workers… Read More »
My wages are being garnished: Is there anything I can do?
For millions of people across the U.S., the idea of being debt-free and financially stable is far closer to being a pipe dream than a reality. Since the recession, people all across the country have been struggling to rebuild or retain their economic standing after dealing with credit card debts, threats of foreclosure and… Read More »
Chapter 13 can work for you, as long as you are working
Too many people make the mistake of believing debt and bankruptcy are issues that only affect Floridians who are irresponsible with money or unable to pull in a steady paycheck. However, not only is that an inaccurate assumption, it is also a dangerous one in that it can make people hesitant to reach out… Read More »
FTC holding debt collectors accountable for illegal practices
Debt collection companies are prohibited from using abusive tactics to collect debt. Despite consumer protection laws, many debt collection companies still use illegal practices when contacting debtors. The Federal Trade Commission is cracking down on debt collectors. A recent case shows just how serious the U.S. government is taking illegal debt collection practices. The… Read More »
5 ways to help keep college debt down
There are a lot of expenses a person can face during their college years, including high tuition costs. Thus, it is not uncommon for a student to come out of college with a sizable amount of debt, such as a large student debt load. Having too high of debt coming out of college can… Read More »
Not all debts are discharged by bankruptcy
Throughout Florida, many people have various debts to keep on top of, gradually paying them down. However, it is all too easy for those debts to get out of hand and before you know it, you may not be earning enough to keep up with your repayments. If this happens, you may then have… Read More »