Monthly Archives: September 2026
The Painfully High Price of Car Ownership
If you are looking for a topic of conversation, choose something, anything, and then complain about how much more expensive it has become in recent memory. Your interlocutors are sure to be able to relate. Grumbling about the price of groceries is getting old, though. If you can remember when a dozen eggs was… Read More »
BNPL Debt Is for Salaried Employees, Too
For years, the media has been saying that families with a household income of more than $100,000 per year cannot make ends meet, but the feeling of not making ends meet approaches gradually. At first, you looked at your income tax return and smiled in a self-satisfied manner. Your income is not very far… Read More »
Home Repair Blues
In the South Florida summer, the relaxing sounds you fall asleep to in the summer are not the chirping of crickets and the hooting of owls, but rather the whir of your air conditioning window unit that is just loud enough to reduce the honking of the car horns of impatient drivers, the barking… Read More »
Debt Snowball, Florida Style
The simplest way to get out of debt is to keep making payments on your existing debts without taking on new ones. When you visit a debt relief lawyer, your lawyer might go through an exercise with you where you calculate how long it will take to pay off your current debts if you… Read More »
Prioritize, Don’t Panic, When You Can’t Pay Your Bills
By now, we have all heard about the quadrant of tasks. Some are important and urgent, some are important but not urgent, others are urgent but not important, and the last group is tasks that are neither important nor urgent. Time management advice content will tell you how to deal with them; the solutions… Read More »
Buying a Car With Cash
Only using cash for purchases is a popular way to be more intentional with your spending; some people refer to this method as the cash diet. It is easy enough to use cash for purchases like groceries, and even gasoline, which has the added bonus that you get to walk a few extra steps… Read More »
The Long Road to Debt Freedom
Living from paycheck to paycheck is exhausting. If the fact that you never get a moment to rest while barely being able to afford necessities is not enough to make you feel resentful, an entire industry of content exists to persuade you that all you have to do to get out of your situation… Read More »
The Autopay Detox
What is the most annoying expense that eats up large portions of your budget? Is it rent? Groceries? Gasoline? The utilities from air conditioning your apartment at full blast all year long? Most likely, the biggest source of frustration is autopay charges. These debits, great and small, come out of your bank account when… Read More »