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Category Archives: Bankruptcy

Credit

How a Bad Credit Score Affects Your Future

By Nowack & Olson, PLLC |

Very few Americans even know what their credit score is. This three-digit score typically ranges from 200-850 and is used by lenders to determine whether to extend a loan and what interest rate to charge. A good credit score is a terrific asset and shows you are a good credit risk. But a poor… Read More »

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Bankr11

American Chopper Star Imperils His Bankruptcy

By Nowack & Olson, PLLC |

Fox News reports that Paul Teutul, the star of American Chopper, might have his bankruptcy case dismissed by the trustee. According to court documents filed in mid-April, Teutul allegedly has not supplied the trustee with certain requested documents, and, as a result, could lose bankruptcy protection and be denied a discharge of his debts…. Read More »

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Bankruptcy15

What’s Going on with Michael Avenatti’s Law Firm Bankruptcy?

By Nowack & Olson, PLLC |

You probably have seen Michael Avenatti if you’ve ever watched CNN cable news. The passionate critic of President Trump made a name for himself by representing porn star Stormy Daniels in a lawsuit against the President. He also routinely alleged that Trump would be impeached. Whether you like the President or not, it was… Read More »

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Beware of Online Bankruptcy Firms

By Nowack & Olson, PLLC |

It sounds so convenient: you log online and then find a law firm that handles bankruptcies. Even better, they have no physical office but will do everything online for you. Even the fee is reasonable, so you look for a link to click on to sign up. We have a little warning: Stop! Do… Read More »

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Consumer Debt Grows in Florida

By Nowack & Olson, PLLC |

The strong economy continues to encourage consumption, with people buying everything from new cars to expensive nights out on the town. However, many people fuel their consumption with debt, and this is certainly true in Florida. According to the Tampa Bay Times, average debt grew by $1,305 in 2018 in Florida. This ranked the… Read More »

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MedRec

Should You Store or Dispose of Patient Records?

By Nowack & Olson, PLLC |

When a business files for bankruptcy and dissolves, it needs to do something with its records. This is as true of health care businesses that have extensive patient records. But what should you do with them? Interestingly, the Bankruptcy Code in section 351 explains that a health care business may destroy patient records when… Read More »

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Bankr23

How to Prepare for Your Bankruptcy Consultation

By Nowack & Olson, PLLC |

Whether to file for bankruptcy is a big decision, so we encourage people interested in dealing with their debt to schedule a free consultation. The purpose of the consultation is twofold: it allows the attorney to get a better idea of your financial decision so they can advise whether bankruptcy is right for you…. Read More »

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Bankr14

Mixed Messages on Delinquency Rates

By Nowack & Olson, PLLC |

The Great Recessions is well behind us by now. In fact, for almost a decade the United States has experienced strong economic growth. As a result, borrowers have generally been able to make regular payments on their debts. Furthermore, lenders learned their lesson and tightened their lending standards, no longer issuing paper-free loans. However,… Read More »

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Bankr11

Credit Freeze Frequently Asked Questions (FAQs)

By Nowack & Olson, PLLC |

Identity theft continues to be a big problem in Florida and around the nation. Anyone with access to personal information such as your date of birth and Social Security Number (SSN) can use that information to take out loans in your name—without any intent of paying them back. When the thief takes off with… Read More »

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More Businesses on the Cusp of Bankruptcy

By Nowack & Olson, PLLC |

The recent announcement that Payless has filed for bankruptcy is a testament that the turmoil in the retail industry is far from over. According to Business Insider, four large retailers have already filed for bankruptcy in the first two months of 2019, and there is no reason to assume the pace will slow for… Read More »

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