Monthly Archives: June 2026
Simple Interest Mortgages Are Not So Simple
When students sit there like zombies, teachers wonder whether all their efforts are in vain. After graduation, though, they feel more confident about the lessons they imparted that will stay with their students forever. The English teachers who introduced students to the Gilgamesh epic quietly holding their heads high, knowing they have made a… Read More »
Does Bankruptcy Protect You From Lawsuit Judgments?
The financial hardships that lead people to file for bankruptcy protection are many. Some people file for bankruptcy because of a job loss or because the medical bills from a serious injury or illness ruined their finances, even if they were able to return to the workforce after they recovered from the health crisis…. Read More »
Tax Debt and Bankruptcy Protection
Taxes are burdensome for everyone. If you are so poor that you get a tax refund, the refund you get is not enough to make much of a dent in your financial hardship. If you look financially secure on paper, the IRS shatters that illusion every year when you have to pay most of… Read More »
Bankruptcy and Your Retirement Account
When you see the amounts due on your bills, it is easy to panic about your financial situation. Once you start entering numbers in calculators and spreadsheets, your panic becomes even more entrenched. After doing these calculations, you see how long it will take you to pay off your debts with your current income… Read More »
Are Escrow Payments Pushing You Toward Mortgage Foreclosure?
You might think that you lucked out by getting a fixed rate mortgage instead of an adjustable-rate mortgage. Adjustable-rate mortgages are a constant source of stress. Once the adjustment begins, your mortgage payment can increase dramatically from one pay period to the next. It is a race against time to refinance your mortgage, increase… Read More »
Filing for Bankruptcy in a Dismal Job Market
Remember the Great Resignation of 2021? It now seems ridiculous that people would quit their jobs on purpose, with no plan set up for new employment, and expect to survive economically. Today, who would choose to be unemployed? Prices have gotten so high, with little hope of relief. To add insult to injury, even… Read More »
What Happens to the Money in Your Bank Account If You File for Bankruptcy?
A bankruptcy case is an agreement between you and the court. The court agrees to make eligible creditors go away and stop trying to collect debts that you cannot repay. In exchange, you must be transparent with the court about your financial situation so that you pay an amount toward your debts that, according… Read More »
Filing for Bankruptcy After Your Small Business Plans Don’t Pan Out
Opening a small business involves a major investment of hope. The investment of capital that you put into opening your business might seem like a drop in the bucket for corporate giants, but it represents a substantial part of everything you have ever owned. You enter the business venture with the goal that, even… Read More »
The Florida Bankruptcy Means Test
Yes, everyone has the right to file for bankruptcy protection, but that is not the whole story. Most people who have seriously considered filing for bankruptcy have heard the terms chapter 7 and chapter 13. If someone you know has filed for bankruptcy, you might even know how the chapter 7 or chapter 13… Read More »
How Do Bankruptcy Cases End?
You might remember from high school English literature class that the end of a story or stage play is called the denouement, but that the category of the denouement is further subdivided. If the story is a comedy or otherwise has a happy ending, then the denouement of the story is called the resolution,… Read More »