Recent Blog Posts
Yikes! Debt Collectors Can Contact You On Social Media
Every school year, schools send newsletters to parents, warning them about cyberbullying and alerting them to how to recognize its signs. Meanwhile, many adults have a false sense of security regarding social media; they freely revel in the public shaming of other people and assume that they will never be the target, and even… Read More »
Loss Mitigation Options In Florida Foreclosure Cases
For homeowners, the foreclosure process is like death by a thousand cuts, especially now, when existing moratoriums on evictions and other aspects of the foreclosure process could end at any day. The mortgage lender cannot formally start the foreclosure proceedings until you are 120 days late on payments on your mortgage loan, but those… Read More »
Surprise Medical Bills Are About To Become Less Surprising
Sometimes the most painful part of an injury is the cascade of bills you receive in the weeks and months following an emergency room visit. You think you know how much to expect, because your health insurance charges a flat fee for emergency room visits, so the bill from the ER itself isn’t so… Read More »
The Foreclosure-Related Eviction Moratorium Is Ending: Now What?
When the announcements came during the spring of 2020 about stay-at-home orders, stimulus checks, and eviction moratoriums, no one expected that the pandemic would still be the deciding factor in the way we do most things, even a year and a half later. At the beginning of the pandemic, the federal government issued a… Read More »
Debtors’ Examinations: Make Sure Your Lawyer Is Present
Even people who are financially secure are usually uncomfortable talking about their finances; there is a reason for the etiquette rule saying that you should not talk about religion, sex, politics, or money except with people you know very well. If you received an allowance as a child, your early memories about money probably… Read More »
Florida Wage Garnishment: As Bad As It Gets
What is the worst kind of attachment? Is it an email attachment that downloads a virus onto your computer and then proceeds to email it to everyone in your contact list? Attachment parenting sounds idyllic, but have you ever tried sharing a bed with a newborn that wakes up every hour, demanding to be… Read More »
Engaged Couples Should Have A Serious Conversation About Debt
You have probably heard all the stereotypes about the things that enjoy unprecedented popularity among millennials, for reasons that their elders do not understand. Millennials love avocado toast. Millennials love Instagram. Millennials love prenuptial agreements. People born after 1980 have a lower rate of marriage than previous generations, but the ones that do marry… Read More »
To Stay In College Or To Drop Out: A Debt Lawyer’s Perspective
When you were in high school, your guidance counselors and representatives from expensive test prep companies promised you that going to college would be a fun-filled road to riches, but now that you are still a junior after eight semesters, their megawatt smiles have long since faded from memory. It’s easy for the Internet… Read More »
When Can You Tell A Deceased Family Member’s Creditors To Get Lost?
It is never easy to be the personal representative of a family member’s estate, simply because it is always hard to lose a loved one, but the better a job your family member did with estate planning, the easier your job as a personal representative will be. Sorting out the personal property of a… Read More »
The Only Three Situations Where You Can Be Responsible For A Family Member’s Credit Card Debt
Click on any advice column about family relationships, and you will find a lot of questions about relationships that have become strained because of money. Family members shame each other about financial decisions of which they disapprove, and less wealthy relatives resent wealthier ones for not being more generous with them. Most of the… Read More »