Category Archives: Bankruptcy
Credit Cards Vs. Debit Cards
Instead of cash, most of us rely on small pieces of plastic these days in order to pay for the items and services that we need on a day-to-day basis. Available in a wide variety of colors and patterns (and even in digital wallet versions!), plastic cards have all but replaced the checkbooks that… Read More »
Can Your Bankruptcy Discharge Be Revoked?
Bankruptcy is often the best option to wipe out debt and start over financially, but that doesn’t negate the fact that the process can be time-consuming and take a toll emotionally. Borrowers who are going through the bankruptcy process understandably look forward to the day they receive a bankruptcy discharge. After all, a discharge… Read More »
Issues That Can Impact Your Bankruptcy Case
The protections of bankruptcy can be a welcome source of relief for anyone who is facing insurmountable debts. Between the possibility of debts being eliminated or restructured and the automatic stay that goes into effect and prohibits creditors from going forward with certain actions against debtors, the perks of bankruptcy are numerous. But unfortunately,… Read More »
Smart Credit Card Habits To Adopt After Bankruptcy
Using credit cards after bankruptcy can seem like a counterintuitive action for many people. After all, the bankruptcy process comes with many potential long-term benefits, but also means years of dealing with credit-related challenges and not being the most attractive candidate to credit card issuers. It can be strange to realize that this has… Read More »
Can Bankruptcy Eliminate A Personal Injury Judgment from A DUI Or DWI?
We have all made a mistake or two in our lifetime. For some of us, those mistakes unfortunately resulted in a conviction related to driving while under the influence of drugs and/or alcohol which continues to be a huge issue in this country. And while the concept of bankruptcy may seem to be completely… Read More »
Common Questions About Creditor Phone Calls
No one deserves to be bombarded with harassing phone calls from creditors no matter how much debt they happen to be in. But with the technology in place these days and the fact that many of us are attached to our cell phones, creditors can unfortunately reach you just about anywhere and at any… Read More »
Tips For Cutting Your Grocery Bill – And Why It Matters In The Context Of Bankruptcy
Options like bankruptcy can help you get your finances back on track if you have incurred debts that have become overwhelming. However, it is always more ideal if you can get things more stable without having to go through the entire bankruptcy process. And even if you have found yourself on the other side… Read More »
3 Common Negative Thoughts About Your Bankruptcy To Let Go Of Today
Some borrowers who are struggling under a mounting burden of debt do not realize that they have options that could allow them to restructure debt or get rid of it altogether. And even if the benefits of filing for bankruptcy are already clear to you, that doesn’t mean that proceeding is always easy even… Read More »
4 Common Myths About Filing For Bankruptcy
For borrowers who have found themselves facing certain types of financial issues, bankruptcy can be an effective method to help get rid of debt and find a path toward financial freedom. However, that doesn’t mean that evaluating whether to begin navigating through the process is a simple undertaking, especially because there are so many… Read More »
Why You Shouldn’t Wait Too Long To File For Bankruptcy
When debt problems spiral out of control, borrowers are often and understandably left feeling like there is no way out. Experiencing significant financial stress – one of the biggest stressors among Americans – can have a life-changing impact on your day-to-day life. And once you realize the reality of the situation, it is always… Read More »