Category Archives: Chapter 13
Fraud charges for woman filing for Chapter 13 multiple times
With the financial challenges that many people are facing in Florida, bankruptcy can be a good option for some. However, there are certain rules and qualifications for bankruptcy, to prevent people from abusing the system. The idea of being able to dismiss your debts or restructure them for easier payment can be tempting, but… Read More »
Should you file for Chapter 7 or Chapter 13?
With many Florida homeowners continuing to experience financial challenges, filing for bankruptcy might seem like a good option to provide them some debt relief. Chapter 7 and Chapter 13 are two main forms of bankruptcy that may allow consumers struggling with debt to get back on their feet. Which type of bankruptcy to file… Read More »
Florida homeowners associations going after banks for back fees
Florida abounds with empty homes that have been foreclosed on due to homeowners who have filed for Chapter 13 bankruptcy or who have had trouble making their mortgage payments. This has resulted in a surprising turn of events in which homeowners associations are faced with lenders not maintaining the vacant properties they’ve taken over… Read More »
Florida’s foreclosure rate remains highest in the country
With foreclosures jumping 20 percent in November from this time last year, and 3 percent in October, Florida is the nation’s leading state for foreclosures and foreclosure-related activity. The California data firm RealtyTrac states that the real estate recovery over the next year will probably be slow, as homeowners seeking debt relief are forced… Read More »