Category Archives: Debt
The Art and Science of Juggling Multiple Debts
If you are making long-term plans for your finances, it either means that you have enough financial stability to make realistic predictions about your finances, or it means that you have a wild imagination. Dreams don’t cost anything, so if you are too poor to afford a deck of Uno cards but you still… Read More »
Interruption of SNAP Benefits Sends Families Into Crisis Mode
Even the people who never run out of things to complain about when things are going well ought to be astonished by the vast array of bad news that has come our way in 2025. As if things could not get worse, the federal government shutdown has gone on so long that there is… Read More »
South Florida Stands Strong Against Food Insecurity
Following the news is always nerve-wracking; it has been ever since notifications began bombarding the smartphones in our pockets every time something terrible happened, every time a celebrity reacted to a terrible event in the recent or distant past, and every time a journalist speculated that something terrible might happen in the future. Floridians… Read More »
Common Misconceptions About Credit Card Debt
Acknowledging your own mistakes is the first step to solving many problems, but your debt balances do not seem to budge despite all your humility and self-awareness. We all know someone who keeps running into the same problems repeatedly because the person has not figured out that he or she is the source of… Read More »
How to Find a Loan Without Wrecking Your Credit Score
Applying for a job, getting an interview, and then going to work and getting a paycheck is a wonderful experience. The same can be said for going on a first date, getting to know your dating partner on subsequent dates, and then meeting each other’s friends and family, getting married, and forming a family… Read More »
Florida and the Affordable Care Act Crisis
Florida’s location, a skinny peninsula dangling off the southeastern corner of the continental United States, between the Atlantic Ocean and the Gulf of Mexico, makes it an easy target for disaster and also a meaningful point by which to take the nation’s pulse. At least one hurricane makes landfall in Florida each year. Florida… Read More »
Who’s Afraid of Rent Control?
Necessities are becoming prohibitively expensive, and consumers are running out of options. You have been clipping coupons like it’s your job, but your favorite grocery items with a coupon today cost more than they did without a coupon two years ago. The last time you made a leisurely purchase was years ago. You have… Read More »
How Helpful Can Chatbots Be With Personal Finance Advice?
Every time you open a news feed, there are all kinds of alarmist headlines about how artificial intelligence is about to make all our jobs obsolete. The ways that generative artificial intelligence can make us financially and emotionally poorer are obvious and abundant, but can they enrich our lives? For everyone who has warned… Read More »
Credit Card Debt Is for Gainfully Employed People, Too
Your attitude about your financial situation probably depends in part on what you are comparing it to. If you spend your time watching aspirational content where YouTubers seem to have endless resources to spend on leisure travel or on kitchen equipment and cooking ingredients, you will always feel like you are broke, even if… Read More »
Who’s Afraid of Personal Loans?
If you have been living paycheck to paycheck for more than a few months, you probably frequently get notices in the mail inviting you to apply for unsecured personal loans. You probably ignore them, if only because the format is so annoying. They look like reimbursement checks, like you would get if the phone… Read More »