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Tag Archives: Doral Bankruptcy Lawyer


Your Pets and Bankruptcy

By Nowack & Olson, PLLC |

Although many people consider their pets “family,” the fact is that pets are legally assets, no different really from your kitchen table or your car. Also, pet care is an expense that reduces the amount of money you can pay your creditors. For these reasons, your pets are not immune from bankruptcy, and it… Read More »

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Can You Pay a Chapter 13 Plan Off Early?

By Nowack & Olson, PLLC |

The cornerstone of a Chapter 13 bankruptcy is the repayment plan. This plan lasts three to five years, and you pay off priority debts along with a portion of nonpriority debt (which is usually unsecured debt like credit cards). At the end of the repayment plan, any remaining unsecured debt gets wiped out and… Read More »

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What Income is Included in the Chapter 7 Means Test?

By Nowack & Olson, PLLC |

Reforms made to the bankruptcy code in 2005 made it harder for consumers to file for Chapter 7 liquidation. In a Chapter 7, most consumers can completely wipe out (or “discharge”) their unsecured debts like personal loans, medical debt, and credit card debt. This is a terrific benefit for indebted consumers, so the banking… Read More »

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