Talking To Your Florida Mortgage Company

For many people, the only thing worse than falling behind on mortgage payments and being threatened with foreclosure is reaching out for help. It may take the threat of losing one's home to get motivated enough to discuss how to avoid foreclosure.

Being in debt is not an easy topic to discuss, even with lenders. People who have spent their whole lives working toward financial independence can be reluctant to admit that they are no longer able to meet their obligations.

Don't wait until it is too late. Take the first step toward financial freedom by calling 888-813-4737. Hablamos español.

The attorneys at Nowack & Olson in South Florida understand that asking for help when it comes to a mortgage is a difficult decision to make — even if it is one that can help you to save your home. With multiple office locations in Fort Lauderdale, Miami, Boca Raton and Jupiter, you are never far from an experienced lawyer.

Benefit From Our Experience Working With Lenders

You don't have to do it on your own. Our attorneys have been through the process of working with lenders before, so you won't be led astray. There are some crucial things to keep in mind if you want to try to work with your mortgage company.

You need to provide every document your lender asks for, including pay stubs, a hardship letter, or other required documentation. You don't want your request denied simply because you failed to submit a needed form.

You need to be flexible. Your lender may come back with a specific proposal such as rolling your late payments and interest into the loan, for example. This might not have been your preference, but if it brings your loan to a current status, you may be hard-pressed to turn it down — particularly if that means exposing yourself to foreclosure proceedings.

Call our lawyers at Nowack & Olson today at 888-813-4737 or email our law firm to learn more about how we can help you with your situation. Se habla español.