Monthly Archives: July 2023
How to Avoid Paying $1,000 Per Month on Your Car Loan
South Floridians have a special place in our hearts for expensive cars, but that does not mean that we want the expensive car loans associated with them. Looking for your car in the parking lot of Sawgrass Mills would be a bummer if you didn’t pass by a few rare beauties somewhere between the… Read More »
Three Approaches to Debt Repayment Strategy
It is fun, but impractical, to strategize about what you would do if you suddenly got a million dollars. Most likely, you would pay off your debts and then spend, save, or invest the rest in a way that could prevent you from incurring future debts. A more practical exercise is to think about… Read More »
Reduction in Millage Rate Offers Relief for Palm Beach County Homeowners
Yes, there is always someone out there who is in a worse financial situation than you are, but you don’t have to be dirt poor to feel the financial strain that is still having residual effects after the pandemic. Approximately two thirds of American households with an annual income in excess of $100,000 still… Read More »
Do You Qualify for Miami-Dade County Mortgage Relief?
If you own your house, then you are in a stronger financial position than most, but struggling to keep up with your mortgage payments is as stressful as falling behind on your rent. The foreclosure notices fill you with dread. You call your mortgage lender and try to negotiate, but there is only so… Read More »
Is Catch the Solution to Your Debt Problems?
Advertisers telling customers that they will save money by buying the seller’s products is the oldest trick in the book. It is one thing to offer your products at a lower price than your competitors, but if you buy something, you invariably spend more money than if you had not bought it. The exceptions… Read More »
Subchapter V Is a Boon to Small Businesses
You have probably heard the gloomy statistic that most businesses close within the first five years of opening. What that statistic does not take into account is that even the businesses that are still operating take a while to become profitable. Debt is a virtually inescapable part of operating a small business, even a… Read More »
Beware of Zombie Debt
It is bad enough when debt collectors keep sending you notices in the mail every month, when it is obvious to everyone that you cannot pay. It is even worse when a debt collector pops up out of the blue and starts bugging you about a debt that you barely remember that you owed. … Read More »
Understanding The High Interest Rates On Credit Card Debt
It is not just your imagination that your credit card bills are the highest they have been in many years. Part of the problem is the persistently high prices. Rent, fuel, and groceries are so expensive that you find yourself using your credit card for everyday expenses, even if, before the pandemic, you only… Read More »
How To Avoid Junk Fees When Buying A Car
When it comes to the sale of new and used vehicles, it is a seller’s market these days. Buyers are often willing to pay the full sticker price, or even more, just because the cars they want are in short supply. Shopping for a car is a lot of work, even if you enjoy… Read More »