Switch to ADA Accessible Theme
Close Menu
Florida Bankruptcy Lawyer
Call Today For A Free Consultation 866-907-2970 Hablamos Español

$0 down and low payment plans available. We can assist you without having to leave your home.

Author Archives: Jay Butchko

CoupleBudget

On the Financial Struggles of Parents

By Nowack & Olson, PLLC |

Everyone is struggling financially these days, but the parents of minor children feel the strain worst of all.  If the key to financial wellbeing is to earn more and spend less, trying to do either of those while you have a minor child living at home is like trying to achieve the same task… Read More »

Facebook Twitter LinkedIn
FinancTrouble

The Four Elements of Home Mortgage Availability

By Nowack & Olson, PLLC |

The bad news is that it is well nigh impossible to qualify for a home mortgage unless you are rich.  Families with incomes just above $100,000 can barely pay their monthly bills, much less save any money to put toward a down payment.  The slightly more encouraging news is that your home mortgage is… Read More »

Facebook Twitter LinkedIn
MortgageLoan

New Tax Rules Could Make Homeownership More Affordable

By Nowack & Olson, PLLC |

Good news about personal finances is hard to find these days, especially when it comes to homeownership.  Conventional wisdom has settled on the thesis that buying a house, if you have never owned one before, is beyond your greatest ambitions; it is the previous generation’s American dream, and in an era where households with… Read More »

Facebook Twitter LinkedIn
BankFile

Floridians’ Finances Go From Bad to Worse As Federal Internet Subsidy Ends

By Nowack & Olson, PLLC |

Say what you will about the Internet sapping people’s productivity and bringing out the worst in everyone, but if people’s devices were to suddenly stop functioning, things would get a lot worse before they got better.  Yes, it’s annoying when old people go on Facebook to share their reactionary views and even more annoying… Read More »

Facebook Twitter LinkedIn
CreditCard

How to Lower Your Credit Card Interest Rate

By Nowack & Olson, PLLC |

Your credit card statement is probably so painful to look at that you do not even read it carefully.  You glance at the minimum payment and the total outstanding balance.  Your credit card statement might tell you how long it will take you to pay off your balance if you keep making payments and… Read More »

Facebook Twitter LinkedIn
Debt_Relief

Getting Maximum Debt Relief and Avoiding Trouble With Debt Settlement

By Nowack & Olson, PLLC |

Credit card debt is a major problem for American households; the nationwide total amount of credit card debt is more than one trillion dollars.  With interest rates consistently high, it is harder than ever to pay down your credit card debt.  There are several ways that you can reduce your monthly payment, and several… Read More »

Facebook Twitter LinkedIn
CreditCards4

Is Credit Card Debt Forgiveness Right for You?

By Nowack & Olson, PLLC |

American consumers have a total of more than a trillion dollars in credit card debt, and a lot of it is yours.  Credit card debt is a big part of the reason that most households are living paycheck to paycheck, even the ones with an annual income of more than $100,000.  Debt payments, including… Read More »

Facebook Twitter LinkedIn
CreditRepair2

Credit Utilization and Your Credit Score

By Nowack & Olson, PLLC |

The credit score system is one of the most obvious ways in which the rich get richer.  The more money you have, the more money you can borrow, but if you are not wealthy and you really need to borrow money, it is hard to find anyone to lend it to you.  The amounts… Read More »

Facebook Twitter LinkedIn
Bankruptcy_money

Money Dysmorphia and Your Debt Problems

By Nowack & Olson, PLLC |

Few Americans enjoy math enough to choose to take more math classes than required to graduate.  Ask a group of pre-med majors what they like and dislike about their field of study, and thy will tell you about their desire to heal the sick and their ambitions for well-paying jobs in the medical profession,… Read More »

Facebook Twitter LinkedIn
CoupleDebt

When Budgeting, Focus on Goals, Not on Deprivation

By Nowack & Olson, PLLC |

Being told that you need to make a budget and stick to it is as pleasant as being told that you need to go on a diet.  You are already spending your every free moment engaged in one or more income generating activities, and you spend as modestly as you can, but everything is… Read More »

Facebook Twitter LinkedIn